What is DPX?

TL;DR

DPX is the payment and settlement layer for the agentic internet. Any autonomous agent can call /manifest to discover DPX, /quote to get a binding fee, and POST /settle to execute — no onboarding, no API key, no human step. The fee payment IS the authorization: agents pay the gross settlement amount via x402 USDC and the settlement executes on-chain. A 10-layer Stability Oracle gates every settlement on real-world conditions — climate, macro, FX, geopolitical — and holds automatically when conditions are UNSTABLE. ESG scores are a congestion fee, not a gate: every counterparty can settle, higher-impact activity simply costs more, and 100% of ESG fees are redistributed to verified on-chain impact programs. MCP-native, x402-native, ISO 20022-compatible. Seven contracts live on Base mainnet.

What DPX does

DPX is the programmable settlement infrastructure for autonomous AI systems — built with a fundamentally different architecture where AI is structural, not additive, and embedded across every layer of the protocol. Rather than treating intelligence as a feature, DPX distributes it throughout the system. Compliance, stability, climate modeling, and capital allocation each operate through their own dedicated intelligence layer, producing a coordinated but modular form of agentic finance.

At the core is the Stability Oracle, a continuously updating model of global conditions. It ingests climate signals, commodity markets, macroeconomic indicators, FX movements, and geopolitical risk, then sequences them through interconnected analytical tiers. Each layer reinterprets the relationships between signals based on current system states — for example, a drought affecting agricultural inputs, a policy shift altering energy pricing, or a supply chain disruption reshaping inflation dynamics. The result is not a static forecast, but a living model that continuously recalibrates. Treasury teams receive each API response with structured reasoning, a confidence score, and a forward-looking outlook. In practice, this enables cross-border settlement in minutes rather than days, at 50–60% lower cost than traditional financial rails.

DPX is also explicitly designed around the Triple Bottom Line — people, planet, and profit — with ESG logic encoded directly into transaction mechanics. Every transfer carries an ESG score that determines the fee applied to it. Higher-impact or more responsible activity benefits from lower costs, while activity with negative externalities incurs higher fees. These fees are not absorbed into a generic treasury. They are programmatically redistributed in real time to sector-specific impact channels: fossil fuel-linked activity may fund ocean restoration and renewable energy infrastructure, while fashion-related flows may be directed toward garment worker protections and sustainable materials innovation. This creates a transparent, traceable feedback loop between economic activity and its environmental and social consequences.

This same infrastructure also makes DPX native to the emerging agentic economy. Autonomous AI systems can interact directly with the protocol: discovering liquidity, requesting binding fee quotes, verifying terms on-chain, and executing settlement end-to-end without human intervention. Smart contracts are designed to be agent-executable, APIs are machine-readable by default, and every layer used by human treasury teams is equally accessible to software agents making real-time financial decisions. In this structure, DPX becomes not just a payments rail, but a programmable settlement layer for both institutions and autonomous economic actors.

We created a system that teaches itself. Every oracle run is scored against its own predictions. Every outcome is logged, measured, and fed back into the model. Signal weights adjust on a weekly cycle. Confidence calibrates over time. The longer DPX runs, the more precisely it understands which conditions matter most — and the more accurately it prices them. There is no fixed version of DPX. There is only the version running now, which is always more informed than the one before it.

Key numbers

Typical all-in rate~2.035%score 75, cross-border with FX

Best case1.50%score 100, same-currency

NetworkBaseMainnet · chainId 8453

Auth requiredNonepricing · discovery · ESG preflight

Settlement authx402USDC payment · no API key · no account

Oracle update cycleHourlystability + ESG oracles

Peg verification60scontinuous on-chain check

Data sources32+across 9 signal layers

AI synthesisEvery responsereasoning · confidence · outlook

Instant stablecoin payments

Instant Stablecoin Payments

Cross-border settlement in ~30 seconds via USDC or EURC. ISO 20022 native, Kyriba-connected, SFDR ESG data included. How it works →

Circle Mint — Fiat On-Ramp

Convert USD or EUR bank deposits into USDC or EURC at 1:1, then settle through DPX in seconds. Read →

Coinbase Prime

Institutional fiat-to-USDC conversion, SOC 2 custody, and direct Base mainnet access. Read →

Start here

Agent Quick Start

The complete autonomous settlement loop — discover, quote, gate on oracle, pay via x402, execute on-chain. Get started →

Agent-to-Agent Payments

DPX as the payment and settlement layer for the agentic internet — use cases, x402 flow, ESG pricing. Read →

MCP — Claude

13 tools for Claude Desktop and Cursor — quote, settle, check oracle, query ESG, verify fees. Set up MCP →

Fee Structure

Core, FX, ESG congestion fee, and license breakdown with volume discount tiers. See fees →

Agent integrations & SDKs

MCP — Claude Desktop

Native Claude integration via Model Context Protocol. Query fees, get quotes, execute settlements. Configure →

GPT Actions

Build a Custom GPT that calls DPX directly. No API key required for pricing endpoints. Configure →

LangChain

Python tool wrappers for LangChain agents. Drop-in settlement tools for any chain. Configure →

n8n Workflows

No-code automation — trigger settlements from any webhook, schedule, or external system. Configure →

European institutions

European Quickstart

ISO 20022, EURC settlement, SFDR ESG data, and MiCA compliance — the fastest path for European banks and asset managers. Get started →

SFDR & CSRD

PAI indicators per transaction, Article 8/9 compatibility flags, CSRD audit trail. Transaction-level sustainability data. Read →

EURC Settlement

EUR-denominated settlement with no FX exposure. MiCA-compliant e-money token on Base mainnet. Read →

SWIFT Compatibility

DPX speaks ISO 20022 natively — pain.001 in, pacs.002 out. How DPX fits alongside SWIFT infrastructure. Read →

Treasury system integrations

REST API — Any TMS

Standard REST endpoints that connect to any treasury management system. View →

Mercury

Route Mercury banking payments to DPX settlements automatically via webhook. View →

Kyriba

Native Kyriba connector — ISO 20022 pain.001 routes directly to DPX settlement. View →

SAP TRM

SAP Treasury & Risk Management via Integration Suite, BTP, or direct ABAP. View →

Protocol

Stability Oracle

10-layer signal pipeline with 30–90 day early warning. Architecture and endpoints. Read →

ESG Oracle

ESG scoring engine across 8 institutional sources. Fee discount logic and impact pool redistribution. Read →

Smart Contracts

10 deployed contracts — settlement router, compliance, stability, ESG, governance. All verified on Base. Read →

Compliance Oracle

Verification of Payee for every payment. FATF R16, MiCA, GENIUS Act. No human queues. Read →

Regulatory Positioning

MiCA, SFDR, CSRD, FCA, Basel III Group 1b, and OCC coverage across EU, UK, and US. Read →

Enterprise

Multi-Tenant Setup

Run isolated DPX instances per entity — separate fee schedules, oracles, and audit trails. Read →

Fee Model

Fee structure, unit economics, ESG redistribution mechanics, and licensing residual. Read →

Beta Access

Request access to the live protocol. Sandbox environment available immediately. Apply →

Agent discovery

Agents and LLMs find DPX at these standard locations:

GET /llms.txt                       LLM navigation index (llmstxt.org standard)
GET /llms-full.txt                  Complete docs compiled for LLM context
GET /openapi.json                   OpenAPI 3.0 schema for all endpoints
GET /.well-known/ai-plugin.json     Agent framework plugin manifest
GET /manifest                       Live DPX protocol manifest with fee config

MCP registries: Anthropic official · Smithery · mcp.so · npm